1. USD-Based Credit Ledger
The Service maintains one Credit ledger based on USD-equivalent value. The current grant rate is 500 Credits per USD equivalent, rounded up to units of 5 Credits.
For a KRW payment, USD equivalent equals the KRW amount less the VAT it includes, divided by the checkout-time USD/KRW rate multiplied by 1.05. KRW prices include 10% VAT, and the VAT is 10/110 of the KRW amount rounded to the nearest won. The 1.05 factor is the default 5% conversion adjustment for FX and settlement variance; the policy version disclosed before payment governs the order.
2. KRW Charges and Credit Grants
- Monthly subscription charges are KRW 9,900 for Lite, KRW 29,900 for Starter, KRW 99,000 for Pro, and KRW 499,000 for Studio.
- Top-ups use KRW 5,000 increments, with a minimum of KRW 5,000 and a maximum of KRW 5,000,000 per payment.
- Because FX is refreshed for each quote and monthly grant, the estimated or confirmed Credits for the same KRW amount may change.
- Checkout confirmation shows only the actual KRW charge and the Credit amount confirmed by the server.
3. Bonuses and Expiry
- Subscription bonuses are 3% for Lite, 5% for Starter, and 10% for Pro and Studio. For KRW payments, top-ups of KRW 5,000 or more receive a 5% bonus.
- Checkout states the validity of base and bonus Credits. The current bonus validity is three months from grant.
- Each monthly subscription grant, including an annual-plan monthly grant, remains valid until the next monthly grant. A delayed grant remains valid for one month from actual delivery.
- Expired Credits lapse, and Credits with the nearest expiry are used first.
4. Variable Monthly Grants on Annual Plans
The annual charge is fixed at the purchase-time monthly list price multiplied by 12 and by one minus the disclosed annual discount. Only month one is granted immediately; the remaining eleven grants are delivered monthly.
For KRW payments, that annual order keeps its monthly list price, bonus rate, conversion adjustment, whether VAT is deducted, and the 500-Credits-per-USD rate fixed. Only USD/KRW FX refreshes each month, so monthly Credit grants can vary.
Cancellation stops the next annual charge but not the remaining prepaid monthly grants. A confirmed refund stops future grants and makes every monthly grant from that order subject to recovery.
5. Refund and Transfer Restrictions
- Confirmed generation or storage failures are refunded even when cancellation overlaps. Existing jobs retain their original policy.
- A KRW order whose Credits have been used or reserved cannot be withdrawn or refunded for a change of mind, except where applicable law gives a right to withdraw or a refund. Refunds of USD payments follow Section 6.
- A KRW refund recovers all base, bonus, and subscription Credits attributed to the original order. Verified overpayments are generally returned to the original payment method.
- Free, coupon, and bonus Credits are not redeemable for cash or transferable. Credits and accounts may not be assigned or resold.
6. USD Payments
- Our order process for USD payments is conducted by our online resellers Paddle.com and Dodo Payments Inc. (each a "Merchant of Record" or "MoR"). The MoR shown at checkout and on the receipt processes the payment as seller and issues the receipt and invoice. The MoR holds the payment method.
- Listed prices are USD amounts that exclude tax. Tax determined by your location is added to the listed price by the Merchant of Record at checkout.
- Credits are granted on the tax-exclusive amount at the Credits-per-USD rate in Section 1. Tax is passed through to a tax authority and is not part of the Credit calculation.
- No FX conversion and no conversion adjustment apply to a USD payment. The listed price is what is charged, and an annual subscription grants the same number of Credits as the monthly plan twelve times, in identical monthly grants.
- USD top-ups have a minimum of $20 and a maximum of $500 per payment, and any top-up at or above the minimum receives the same 5% bonus as a KRW payment.
- No first-subscription offer applies to a USD subscription.
- Credits already granted by a USD payment are generally not eligible for a refund; the cases in which we refund once confirmed (a duplicate charge, an overcharge, an unauthorized payment, a technical problem on our side) and your rights under mandatory law follow Article 11 of the Terms of Service and the Refund Policy. When a payment is refunded, Credits in proportion to the amount refunded are removed from what remains of the Credits that payment granted.
- Otherwise, refunds of USD payments follow the refund policy of that order's MoR (Paddle: https://www.paddle.com/legal/refund-policy; Dodo Payments: the refund terms of its Buyer Terms), and requests are accepted by the MoR or at portal@everyais.com.
- You may cancel a subscription's automatic renewal from the billing page or the MoR's customer portal, with effect at the end of the period already paid.
- Credits are held in one ledger regardless of payment currency. Credits from KRW and USD payments are spent together, with the nearest expiry used first.
7. everyagents Replies
everyagents charges each reply 1.5 times the actual AI processing cost (in USD, including the processing cost of explorer sub-agents and conversation summaries, and web search fees) of producing it, converted to Credits at the rate in Section 1 without rounding up and deducted after the reply. Web search fees are calculated at the AI Provider's published price per query, without deducting any free allowance the provider offers.
8. everyflow AI Text Nodes
Each run of an everyflow AI text node is charged 1.5 times the actual AI processing cost (in USD) of that run, converted to Credits at the rate in Section 1 without rounding up, and never more than the maximum Credits of the model chosen in the node. Each model's maximum Credits are shown on the model selection screen and in quotes; the default model's maximum is 63 Credits. Quotes show this maximum for each run. A run for which the AI Provider reported usage is charged even if the node then fails because the answer was blocked, cut off, or in an unusable form, or the everyflow run fails. When the User stops an everyflow run, an AI text node run already in progress is not stopped: it finishes and is charged according to the usage the AI Provider reports, never more than the node's quote. A run whose cost was recorded as an estimate because the AI Provider reported no usage is not charged.