LEGAL / CREDIT PRICING

everyais studio Credit Pricing Policy

This policy explains how KRW payments convert into USD-based Credits and the subscription, bonus, expiry, and refund terms.

Version
2026-08-28-v1
Effective
August 28, 2026

1. USD-Based Credit Ledger

The Service maintains one Credit ledger based on USD-equivalent value. The current grant rate is 500 Credits per USD equivalent, rounded up to units of 5 Credits.

For a KRW payment, USD equivalent equals the KRW amount divided by the checkout-time USD/KRW rate multiplied by 1.05. The 1.05 factor is the default 5% conversion adjustment for FX and settlement variance; the policy version disclosed before payment governs the order.

2. KRW Charges and Credit Grants

  • Monthly subscription charges are KRW 9,900 for Lite, KRW 29,900 for Starter, KRW 99,000 for Pro, and KRW 499,000 for Studio.
  • Top-ups use KRW 5,000 increments, with a minimum of KRW 5,000 and a maximum of KRW 5,000,000 per payment.
  • Because FX is refreshed for each quote and monthly grant, the estimated or confirmed Credits for the same KRW amount may change.
  • Checkout confirmation shows only the actual KRW charge and the Credit amount confirmed by the server.

3. Bonuses and Expiry

  • Subscription bonuses are 3% for Lite, 5% for Starter, and 10% for Pro and Studio. For KRW payments, top-ups of KRW 5,000 or more receive a 5% bonus.
  • Checkout states the validity of base and bonus Credits. The current bonus validity is three months from grant.
  • Each monthly subscription grant, including an annual-plan monthly grant, remains valid until the next monthly grant. A delayed grant remains valid for one month from actual delivery.
  • Expired Credits lapse, and Credits with the nearest expiry are used first.

4. Variable Monthly Grants on Annual Plans

The annual charge is fixed at the purchase-time monthly list price multiplied by 12 and by one minus the disclosed annual discount. Only month one is granted immediately; the remaining eleven grants are delivered monthly.

For KRW payments, that annual order keeps its monthly list price, bonus rate, conversion adjustment, and the 500-Credits-per-USD rate fixed. Only USD/KRW FX refreshes each month, so monthly Credit grants can vary.

Cancellation stops the next annual charge but not the remaining prepaid monthly grants. A confirmed refund stops future grants and makes every monthly grant from that order subject to recovery.

5. Refund and Transfer Restrictions

  • A refund may be restricted where Credits from the order have been used or reserved, to the extent permitted by applicable law.
  • A refund recovers base, bonus, and subscription Credits attributed to the original order. Verified overpayments are generally returned to the original payment method.
  • Free, coupon, and bonus Credits are not redeemable for cash or transferable. Credits and accounts may not be assigned or resold.

Review the price or calculation method and material conditions before paying. This policy was prepared with Korean e-commerce and standard-terms disclosure duties in mind and must receive final review from Korean legal counsel before production launch.

6. USD Payments (Polar)

  • USD payments are processed by Polar Software Inc. as Merchant of Record, and Polar issues the receipt and invoice.
  • Listed prices exclude tax. Tax determined by your location is added on top of the listed price at checkout.
  • Credits are granted on the tax-exclusive amount. Tax is passed through to a tax authority and is not part of the Credit calculation.
  • No FX conversion and no conversion adjustment apply to a USD payment. The listed price is what is charged, and each monthly grant on an annual plan is the same amount.
  • USD top-ups have a minimum of $20 and a maximum of $500 per payment, and any top-up at or above the minimum receives the same 5% bonus as a KRW payment.
  • Credits are held in one ledger regardless of payment currency. Credits from KRW and USD payments are spent together, with the nearest expiry used first.